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What can the FED do to save the economy?
The problem is too big to fix. Record stimuli, FED's 0% interest have not stopped the downward spiral. Why? Banks have been lending to the wrong borrower for decades. Since 1980s loans to the businesses have contracted, and loans to the consumer has expanded. Business loans are used to create value. They contribute more to the real economy. The likelyhood that they will be paid back is higher. But consumer loans do not provide value. Consumers consume. They do not produce. Today, banks are ...Read the rest of this post »
April 7, 2012
Posted in: Finance
2010 Bank Failures Exceed 100
Banks are not out of the woods yet! Bank troubles are just starting. Banks have been lending to the wrong consumer for decades. Business lending has decreased every year since 1980. At the same time, banks have increased lending to the consumer. Instead of pristine government debt in their books, banks carry junk debt with depreciating collateral in their books now. 90% invested in consumer debt many banks are insolvent and are kept alive by accounting changes and government cash to remain ...Read the rest of this post »
November 7, 2011
Posted in: Finance
Debt Based Monetary System is the Problem
When we borrow, banks create new money. They do not lend existing money. In fact, all bank accounts are just a promise to pay you dollars. They do not really have the dollars. Fractional reserve banking makes this possible.This new money makes the economy feel good. This is how they put the entire population to sleep. When there is more and more money (or the illusion of it since it is just borrowed money), people spend more and inflate prices and salaries. People are happy to have a job and ...Read the rest of this post »
November 7, 2011
Posted in: Finance
Bank Losses Mounting
Banks are not out of the woods yet. Peak losses ahead. FDIC is broke: http://www.tradingstocks.net/html/fdic_insurance.html FDIC is levying extra fees to the member banks to pay for the failures. These extra fees will push marginally healthy banks to the edge and more may fail. That results in even more fees! And the dominos start falling. Is your bank safe? http://www.tradingstocks.net/html/is_your_bank_safe.html Banks have been lending to the wrong borrower for decades. Business lending ...Read the rest of this post »
November 1, 2011
Posted in: Finance
Green Contacts Look and Feel Great
Green contacts have become an explosive new fashion accessory in recent years. If you want to alter your appearance in a theatrical fashion, then definitely choose for Blue contacts that can convert your eye color from brown to wow. Unleash your lovely side with blue contacts or make your eyes look more seductive, sensual and truly alive! There's no second guessing that colored contacts can give you the appearance that you've always wanted to invest in and get the returns desired. There is ...Read the rest of this post »
October 26, 2011
Posted in: Advertising
Banks Are Still in Trouble
Banks are in trouble and it is their own fault. Banks have been lending to the wrong borrower for decades. Since 1980s loans to the businesses have contracted, and loans to the consumer has expanded. Business loans are used to create value. They contribute more to the real economy. The likely hood that they will be paid back is higher. But consumer loans do not provide value. Consumers consume. They do not produce. Today, banks are 98% invested in consumer loans. The collateral for ...Read the rest of this post »
April 29, 2011
Posted in: Finance
History of the Business Card
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March 23, 2011
Posted in: Business
Understanding Leading Reasons for Corruption in MDB Files
Access database stores most of its data in a particular MDB file. In some circumstances this database file can get corrupted. Even when the database file is being shared over a network and is being accessed by many users, the risk of the file becoming corrupted is not too large. The real danger of the database file becoming corrupted arises when the users start to frequently edit the data in the Memo fields. This risk continues to grow over time and one of the simplest ways in which you can ...Read the rest of this post »
February 3, 2011
Posted in: Computers
A Quick guide for recovering hard deleted items in Outlook in quick time
Microsoft's Outlook is used by millions of users for managing their email accounts and other personal information. Outlook allows users to manage their emails and attachments, create notes, calender entries, tasks, maintain a journal or even browse the internet. Due to simple nature and portability of the program is used by individuals and organisations to manage email accounts. The program is available as a stand-alone version or can be used on the Microsoft Exchange Server and Microsoft ...Read the rest of this post »
February 1, 2011
Posted in: Computers
Efficient Ways of Managing PST Files in Outlook
Outlook is one of the most comprehensive and popular personal information managers, allowing you to manage your contacts, appointments, notes, tasks and of course, emails through one powerful tool. Outlook stores all this important data in a .pst file. The risk however is that if you do not take regular backups of this personal information and if the PST file becomes damaged due to some reason, you might end up losing all your important information. We will look at how you can efficiently ...Read the rest of this post »
September 11, 2010
Posted in: Computers